Information We Collect

When you use cravoriumeza's budget monitoring services, we collect different types of information to provide you with personalized financial insights and secure account management. This includes information you provide directly and data we gather automatically through your interactions with our platform.

• Account registration details including your chosen username and encrypted password
• Financial institution connections you authorize through secure third-party services
• Budget categories, spending goals, and financial preferences you configure
• Communication preferences and notification settings
• Device information and browser details for security and compatibility

How We Use Your Information

Your data powers the personalized budget insights and financial tracking features that make cravoriumeza useful. We analyze your spending patterns to provide meaningful recommendations, but we never use your information for purposes beyond improving your financial management experience.

We process your financial data to generate spending reports, identify budget trends, and provide alerts when you approach your set limits. This processing happens within secure systems that encrypt your information both in transit and at rest.

Data Sharing and Third Parties

cravoriumeza doesn't sell your personal information to advertisers or marketing companies. We only share data with trusted service providers who help us deliver our budget monitoring services, and only when necessary for specific operational purposes.

• Financial data aggregation services that securely connect to your bank accounts
• Cloud hosting providers who maintain our platform infrastructure with strict security controls
• Customer support tools that help us respond to your inquiries efficiently
• Legal authorities when required by UK law or to protect our users' safety

Your Rights and Choices

Under UK data protection law, you have several rights regarding your personal information. You can exercise these rights at any time by contacting us through the methods listed at the bottom of this policy. We'll respond to your requests within one month.

• Access: Request a copy of all personal data we hold about you
• Correction: Ask us to update or correct inaccurate information
• Deletion: Request deletion of your data when it's no longer needed
• Portability: Get your data in a machine-readable format to transfer elsewhere
• Restriction: Limit how we process your information in certain circumstances
• Objection: Opt out of certain types of data processing

You can modify your privacy preferences within your cravoriumeza account settings, including choosing which types of notifications you receive and how long we retain certain categories of your data beyond legal requirements.

Data Security and Protection

We implement multiple layers of security to protect your financial information. All data transmission uses industry-standard TLS encryption, and we store your information in encrypted databases with access restricted to authorized personnel only.

We maintain detailed logs of data access and regularly audit our systems to ensure compliance with UK financial data protection standards. In the unlikely event of a security incident, we'll notify affected users and relevant authorities within 72 hours as required by law.

International Transfers and Storage

Your data is primarily stored within the UK, but some of our service providers may process information in other countries. When this happens, we ensure adequate protection through approved transfer mechanisms including standard contractual clauses and adequacy decisions.

Any international transfers are limited to what's necessary for service provision and are protected by contractual safeguards that meet UK data protection standards. We regularly review these arrangements to ensure continued compliance with evolving regulations.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our services, legal requirements, or data practices. When we make significant changes, we'll notify you via email and through prominent notices in your cravoriumeza account dashboard.

We encourage you to review this policy regularly, especially before providing new types of information or using new features. The "last updated" date at the top of this page shows when we most recently revised the policy.